MEET YOUR ADVISOR
The team behind Pine Brook Financial is made up of financial professionals who are passionate about helping individuals and families achieve their ideal retirements.
Ted Thatcher
President & Financial Advisor
Ted Thatcher is the president of Pine Brook Financial. As a financial advisor, he also serves as the president of the American Financial Education Alliance [AFEA - 501(c)(3)] Medford, Oregon, and Redding, California, chapters. The passion he has for his field was born from the love of his family and preparing for their future. He cherishes each of them, from his wife, Kassandra, to his son, Ethan, and daughter, Olivia.
Ted’s passion for his family overflows to his office. He prides himself on creating an education-focused environment where the passion he has for his own family’s future can be mirrored and focused on you and your future goals. As a financial advisor, it is Ted’s goal that each person he meets has a written plan to help protect his or her retirement. He focuses on those who are just beginning to see retirement on the horizon, those just beginning their retirement and those who are already retired. It is Ted’s sincere desire that everyone possesses the confidence so many people only hope to have in their retirement. He believes this confidence is achieved by executing a written plan he calls the Pine Brook Financial Roadmap.
It is with tools like this that Ted has helped people grow and preserve their retirement assets. He aims to create a welcoming, service-oriented environment, which he found was always present where he grew up in the Midwest.
When he isn’t behind his desk, Ted enjoys the outdoors with his family, cheering on his Notre Dame Fighting Irish, going on hunting and fishing outings with his father and brothers, and throwing tennis balls across the yard for his golden retriever, Finn.
American Financial Education Alliance “AFEA” is a paid membership organization comprised of professionals of varying specialties. AFEA is a 501(c) (3) non-profit organization whose focus is to provide financial education to individuals, businesses and organizations through member professionals. The AFEA logo and/or trademarks are property of their respective owners and no endorsement of Ted Thatcher or Pine Brook Financial is stated or implied.
Marissa San Nicolas
Senior Specialist
Marissa San Nicolas is the first face you see when walking into the office. Her cheerful demeanor makes clients feel welcome any time they visit. Marissa is focused on serving others in the office and the clients who are ready to plan their futures.
Marissa has always loved helping those around her and has past experience in customer service. In her short time at Pine Brook Financial, Marissa has loved connecting with clients and helping each of them. From greeting clients to scheduling visits, Marissa enjoys her role as our Senior Specialist and understands that the ultimate client experience can make things memorable and special.
Marissa knows that retirement is a lot like climbing a mountain because once you get to the top, you’ll finally get to enjoy the view. She hopes that her kindness while in the office helps people feel like they “have been coming in for years, even if it’s their first time setting foot through our door.” Other than helping clients, Marissa is also a certified California notary public.
While away from the office, Marissa loves spending time outdoors boating, hiking and camping. She loves to spend time with her fiancé Ray and their three children, Isaiah, Ashley and Jaemison. Marissa also enjoys watching sports and cooking a delicious meal. Her big family is completed with their German shepherd, Gunner, and pit bull, Bella, who are both the boss of the house.
Kevin Crandell, RSSA, CTS
Financial Advisor
“This business isn’t just about numbers, investments or analytics. It’s about taking care of people and helping them navigate their financial lives so they can take care of their families.”
As a financial advisor, Kevin is passionate about empowering people to take control of their financial lives while realizing they don’t have to do it alone. He specializes in holistic financial planning — addressing all aspects of retirement, including Social Security and tax strategies — to provide clients with the full picture of what their future could be. Kevin constantly encourages clients to “ask questions and lean on those who do this every day because you only get to do it once.”
Kevin is a financial professional who can offer investment and insurance products and services. He has passed the Series 7 and 66 securities exams, and has his life and health insurance licenses in the state of California. He also holds the Registered Social Security Analyst and Certified Tax Specialist designations.
Kevin and his wife Jessica live in Redding with their three children, Tytus, Isabella and Gideon. In his free time, he loves going on adventures with his family and coaching basketball and football. He believes Redding is the best place in California to live and retire.
James Thatcher
Financial Advisor
“Retirement is a significant life milestone. Proper planning can help you enjoy a comfortable and more financially secure future.”
From a young age, James Thatcher had an interest in personal finance. He opened his own IRA at 19 and often helped friends and relatives create monthly budgets to keep track of their money. Growing up in the Midwest, where a firm handshake was often the beginning of a long-lasting relationship, James also learned the value of personal connections and showing up for people early on. He carries these values into his role at Pine Brook Financial, where he strives to help clients achieve their financial goals and live the retirement they deserve.
Before joining Pine Brook, James spent several years working in customer service, following his passion for helping others. In James’ view, the client is always the priority, and it’s his job to help them in any way he can. As a Financial Advisor, he takes pride in assisting clients in creating a comprehensive financial strategy that sets them up for success in retirement.
James is licensed to offer investment and insurance products and services. He has earned his Series 65 securities license and also holds life, accident, and health insurance licenses.
James and his wife, Bethany, live in Redding, California, with their chocolate lab, Remington. Together, they love to go for walks on local nature trails and spend time with family, and are active in their church. James also enjoys soccer and golf in his free time.
Ready to take
The Next Step?
For more information about any of our products and services, schedule a meeting today or register to attend a seminar.
